Privacy Agreement
Last Update: June 1, 2015

 

Please read our Privacy Policy below or at www.selfiepay.co. Our Privacy Policy explains how we collect, use, share and safeguard your data when you use the selfiepay Services. You agree to our collection, use and sharing of your data in accordance with our Privacy Policy. At selfiepay, your privacy is important to us. Please take a moment to review our Privacy Policy. This Privacy Policy describes the way selfiepay Inc (selfiepay, we, us and our) uses and protects the information we collect about our users and visitors (Users, Visitors, you and your). This Privacy Policy does not cover information that you provide to third parties directly. We encourage you to review the privacy policies of any third party to whom you provide information to understand what information will be collected, and how it will be used or disclosed to others. This Privacy Policy applies to selfiepay Services. When we refer to selfiepay Services in this Privacy Policy we mean: (i) your selfiepay Wallet application (referred to as the selfiepay Wallet); (ii) your selfiepay customer account (the selfiepay Account); (iii) the selfiepay website and management tools available to you at our website, www.selfiepay.co, and other web properties utilized to provide the selfiepay Services (referred to singly and collectively as the selfiepay Website); and (iv) other related features and services provided by selfiepay from time to time. As used in this Privacy Policy: Users are individuals who download the selfiepay Wallet and a Visitor is anyone who visits the selfiepay Website. This Privacy Policy also applies to former Users. Personal Information is information that directly identifies or reasonably can be used to identify an individual User or Visitor. Personal Information does not include Anonymous or Aggregated Information. Anonymous Information means information that does not directly identify and cannot reasonably be used to identify an individual User or Visitor. Aggregated Information means information about groups or categories of Users or Visitors that does not directly identify and cannot reasonably be used to identify an individual User or Visitor. Aggregated Information is a kind of Anonymous Information. You will be able to view our Privacy Policy at www.selfiepay.co and in the selfiepay Wallet under Settings. In addition, if you establish an selfiepay Account, we will also send a copy of the Privacy Policy to the email address you provided us when you established your selfiepay Account. This Privacy Policy describes:
                ◦        The selfiepay Wallet
                ◦         Personal Information Collected When You Use selfiepay Services
                ◦        Use of Your Personal Information
                ◦        Sharing of Your Personal Information with Third Parties
                ◦        Protection of Your Personal Information
                ◦        Retention of Your Personal Information
                ◦        Updating of Your Personal Information
                ◦        Online Privacy Policy for Children
                ◦        Changes to this Privacy Policy
                ◦        Changes to Corporate Control
                ◦        Companies to Which this Privacy Policy Applies
                ◦        How to Contact selfiepay

Payment Activity

                        When you choose to load a Payment Card offered by a Participating Issuer on an selfiepay Enabled Mobile Device,we collect the type and                           brand of Payment Card used (for example, type may include credit, debit or prepaid, and brand may include MasterCard, Visa, American                           Express, Discover), the Payment Card issuer (for example, the Participating Issuer issuing the Payment Card), and partial Payment Card account                           numbers;
                        When a Payment Card is used, we collect the fact that a particular Payment Card was used, the time and date of the transaction and may collect                           the identity of the Participating Merchant where the Payment Card was used;
                        For prepaid cards, in addition to the above information, we may also collect the card balance; and
                        We may receive information about the status of your Payment Card (for example, whether it is suspended or cancelled) or any incentives or                           rebates you have received from your Payment Card issuer.

Commerce Activity

                        When you choose a favorite Participating Merchant or a Participating Issuer, we collect which merchant or issuer you select in order to provide                           you with offers from that Participating Merchant or Participating Issuer;

                        When you choose to add loyalty program information to your selfiepay Wallet, we collect information such as the program name, the                           loyalty program number,loyalty program user ID and password in order to present information such as your account balance from your loyalty                           program in the Wallet;
                        When you choose to provide your zip code or location information in order to see nearby offers and stores or see where to pay with your                           selfiepay Wallet, we collect that information;
                        We also keep track of information about which offers you’ve selected and used (for example, if you use an offer, we collect the fact that the offer                           was presented to the Participating Merchant); and
                        If you use a Payment Card and/or a loyalty program in connection with an offer that you present, we will collect the fact that a particular                           Payment Card and/or loyalty program were used in connection with that particular offer.

Other Use of the Wallet

                        We may collect data regarding which features and functionality you access or use within the Wallet. If we combine or link such information with                           Personal Information, we will treat the combined or linked information as Personal Information under this Privacy Policy.
                        We may offer programs and features that rely on your current location. We will ask for your permission before accessing or using that location                          information for any specified purpose.
                        Customer Care When you call customer care or login to the selfiepay Website for customer care, we may collect information, including Personal                           Information,as follows:
                        Information you may provide to us for the administration, maintenance and use of your selfiepay Account and the selfiepay Services. This                           information may include name, address, zip code, a new email address, new selfiepay password, Security Questions and Answers or any other                           information you provide;
                        Information on whether your selfiepay Wallet was suspended or terminated; and
                        Information about your interaction with the selfiepay Wallet that may help us protect you from fraud and other misconduct or address the issue                           you contacted us about.
                        selfiepay Website Visits When you visit the selfiepay Website, we may collect information, including Personal Information, as follows:
                        Information you provide, such as your name, mailing address, email address, phone number(s) and unique identifiers (such as your user login                           and password);
                        Information you provide if you apply for a job, such as your résumé, current job and current employer, other employment-related information                           and information to which you provide us access from your social media profiles; and
                        Information about your use of our selfiepay Website.

We may collect this information either when you provide it directly or through the use of:
                        Cookies or similar technologies to identify the computer or device, and to improve the quality of selfiepay Services;
                        Web-beacons (small graphic images on a Web page or an HTML e-mail that are generally invisible); and
                        Software to collect data about your interactions with the selfiepay Website, such as the time of your visit and whether you have visited the                           selfiepay Website before.

You can manage cookies by using features and functions available on most Internet browsers. For example, most browsers will allow you to choose what cookies can be placed on your computer and to delete or disable cookies. You can find instructions for managing cookie controls on websites for particular browsers. Please note that disabling cookies may prevent you from using specific features on our Selfiepay Website. If we combine or link cookie or web beacon information with Personal Information, we will treat the combined or linked information as Personal Information under this Privacy Policy. Selfiepay does not track its customers over time and across third party websites to provide targeted advertising and therefore does not respond to “Do Not Track” signals. We may advertise our products and services on third party websites. The use of cookies, Web-beacons or similar technologies by such third-parties is subject to their privacy policies – not this Privacy Policy.

Use of Your Personal Information
We use the information we collect, including Personal Information, in a variety of ways. For example, we may use some or all of the information, including Personal
Information, we collect to:
                        Provide selfiepay Services;
                        Create your account and respond to your inquiries;
                        Notify you about selfiepay Service announcements, software updates, changes to the Terms of Service or the Privacy Policy, service alerts or                           other communication messages in connection with the operation of your selfiepay Wallet;
                        Develop, operate, evaluate and improve selfiepay Services, and to perform data analysis and research for those purposes;
                        Market selfiepay Services including promotions, sweepstakes, programs and other offers;
                        Investigate, prevent or take action regarding violations of the Terms of Service or other acceptable use policies provided to you from time to                           time;
                        Help ensure security and quality control, and for troubleshooting purposes;
                        Comply with legal or regulatory requirements;
                        Respond to regulatory authorities and auditors;
Respond to a subpoena, court order or to establish our legal rights and defend against legal claims or other legal obligations;
Protect against or prevent fraud/identity theft or other illegal activities;
Manage risk; otherwise operate our business as permitted by law.
We may also use Aggregated Information and Anonymous Information for various purposes such as:
                        To perform data analysis and research for the purpose of developing, maintaining and improving selfiepay Services;
                        To evaluate the helpfulness of selfiepay messaging;
                        To assess the effectiveness of offers provided by selfiepay on behalf of Participating Merchants and other third parties; and
                        To market and advertise selfiepay products and services.
                            If you submit a job application or résumé or send a request via the Website, we use Personal Information to:
                        Communicate with you and, subject to applicable law, to make current hiring decisions;
                        To make future hiring decisions (applicant information is retained for purposes of future job openings unless an applicant indicates otherwise);                           and
                        To comply with legal obligations, including regarding hiring and workforce diversity.

Sharing of Personal Information with Third Parties We share information we collect, including Personal Information, with third parties who assist us in providing services and performing the activities described under the “Use of your Personal Information” heading above. Whenever we share with third parties who perform services for us or on our behalf, we require them to agree to maintain appropriate safeguards designed to protect the security and the confidentiality of the Personal Information that we provide to them. We also limit their use of the Personal Information to performing the services requested, and limit the circumstances in which they may share the Personal Information with others. We also may share your information, including Personal Information, with certain third parties as necessary to:
                        Comply with legal or regulatory requirements;
                        Respond to a subpoena, court order or to establish our legal rights and defend against legal claims or other legal obligations;
                        Protect against or prevent fraud/identity theft or other illegal activities;
                        Otherwise operate our business as permitted by law.

We will not share your Personal Information with third parties for their own direct marketing purposes without giving you an opportunity to restrict such sharing. We may share Aggregated Information and Anonymous Information with third parties for various purposes such as:
                        To enable third parties to perform data analysis and research for the purpose of developing, maintaining and improving selfiepay Services;
                        To evaluate the helpfulness of selfiepay messaging;
                        To assess the effectiveness of offers provided by selfiepay on behalf of Participating Merchants and other third parties;
                        Otherwise operate our business as permitted by law; and
                        To market and advertise third party products and services.
Information, including any Personal Information you provide to third parties in connection with your use of the selfiepay Wallet (for example, information you provide directly to Participating Issuers or Merchants), or when you travel to third party websites using links that appear on the selfiepay Website, is not covered by this Privacy Policy. Again, we encourage you to review the privacy policies of any third party to whom you provide information to understand what information will be collected and how it will be used or disclosed to others. Protection of Your Personal Information We maintain physical, electronic and administrative safeguards to protect your Personal Information against unauthorized access or use. Our information security procedures are assessed by internal and external professionals. We update and enhance our safeguards to the extent we determine it is warranted and feasible. We limit access to Personal Information to those employees and agents that we believe reasonably need such information for their particular role in providing selfiepay Services, operating the selfiepay System and otherwise operating the business. Our employees are subject to a corporate code of ethics and other policies that require them to protect the confidentiality of Personal Information of Users and Visitors. Violations may subject employees to disciplinary action, up to and including termination. Please note that no data transmission or storage can be guaranteed to be 100% secure. We want you to feel confident using the selfiepay System, but we cannot ensure or warrant the security of any information you transmit to us.

Protection of Your Personal Information
We maintain physical, Biometric electronic and administrative safeguards to protect your Personal Information against unauthorized access or use. Our information security procedures are assessed by internal and external professionals. We update and enhance our safeguards to the extent we determine it is warranted and feasible. We limit access to Personal Information to those employees and agents that we believe reasonably need such information for their particular role in providing selfiepay Services, operating the selfiepay System and otherwise operating the business. Our employees are subject to a corporate code of ethics and other policies that require them to protect the confidentiality of Personal Information of Users and Visitors. Violations may subject employees to disciplinary action, up to and including termination. Please note that no data transmission or storage can be guaranteed to be 100% secure. We want you to feel confident using the selfiepay System, but we cannot ensure or warrant the security of any information you transmit to us. Retention of Personal Information We retain Personal Information to provide selfiepay Services, operate the selfiepay System and to develop, enhance, maintain and augment selfiepay Services. We will retain Personal Information for as long as we have a business need, or for any time period as applicable laws, regulations, or government orders require. When we dispose of Personal Information, we use reasonable procedures to erase or render it unreadable (for example, shredding documents and wiping electronic media). We may retain Aggregated Information and Anonymous Information for as long as we have a business need. Updating of Your Personal Information You can access and update your selfiepay Account information in the selfiepay Wallet Settings, or by logging into our Website. Online Privacy Policy for Children We do not knowingly collect Personal Information from children under the age of 13 unless we first obtain permission from the child’s parent or legal guardian. If we learn that we have inadvertently collected the Personal Information of a child under the age of 13 we will take steps to delete the Personal Information. You should be aware that selfiepay Services used by families may be used by minors without our knowledge. Any Personal Information collected as a result of such usage will be associated with an adult User or Visitor of the selfiepay Services, and will be treated accordingly under this Privacy Policy. Changes to this Privacy Policy We reserve the right to change this Privacy Policy, and any of the practices described in the Privacy Policy, at any time. If we change the Privacy Policy, we will post the most current version on our Website. If you are a User, we also will notify you of the change by Electronic Communications as defined in Section 7. Changes to Corporate Control We may use and share your Personal Information, Aggregated Information and Anonymous Information with third parties in connection with a reorganization, sale, merger, or transfer of all or a portion of a business or operating unit. Companies to Which this Privacy Policy Applies This Privacy Policy applies to selfiepay Inc. How To Contact selfiepay If you have any questions regarding this Privacy Policy, please contact us at: privacy@selfiepay.co. For all other questions, please call your wireless service provider.